Wells Fargo Advisors
47yrs
Top advisor by experience in Fort Myers
43yrs
John Ruff is a fiduciary financial advisor in Fort Myers, Florida, with 43 years in the industry. After 13 years at Namcoa and two years at UBS Financial Services, John joined Sowell Management in 2026, a firm offering financial planning, investment management, and selecting outside investment managers. Sowell Management reports being paid through a percentage of assets, hourly fees, and flat fees.
One of 470 advisors with offices in Fort Myers, and one of 423 fiduciaries.
At a glance
Experience43 years (since 1984)
How that compares ?Top 2% by experience in Florida
OfficeFort Myers, FL
How the firm is paid ?Percent of assets, Hourly, Flat fee
Typical client at the firm ?$681,786
Advisors at the firm110
States licensed ?1 state
Services through Sowell Management
Financial planningInvestment management for individuals and small businessesChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- Aug 2026 – nowSowell ManagementCurrent firm
- Sep 2021 – Sep 2021Sowell ManagementPreviously
- 2008 – 2021NamcoaPreviously
- Feb 2007 – Sep 2008UBS Financial Services Inc.Previously
- 1992 – 2007Keybanc Capital Markets Inc.Previously
Questions to ask John
Tailored to John’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About John
How do I contact John?
Call Sowell Management at (501) 219-2434 and ask for John Ruff. John works from the Fort Myers, FL office.
How long has John been a financial advisor?
John has been in the industry since 1984, about 43 years. Top 2% by experience in Florida.
What licenses does John hold?
Series 63, Series 66. Tap any license on this page to see what it allows.
Is John a fiduciary?
John is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is John paid?
Sowell Management reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees. Ask John for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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