MML Investors Services
44yrs
Top advisor by experience in West Warwick
42yrs
Michael Raspallo
Financial advisor at Summit Financial
At a glance
Experience42 years (since 1984)
How that compares ?Top 2% by experience nationwide
Office1350 Division Rd Suite 300, West Warwick, RI 02893
FirmSummit Financial
How the firm is paid ?Percent of assets, Flat fee
States licensed ?1 state
Services through Summit Financial
Financial planningInvestment management for individuals and small businessesRetirement plan consultingChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
ChFC
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Uniform Securities Agent State Law Examination
Uniform Investment Adviser Law Examination
Career
- Jul 2025 – nowSummit Financial, LLCCurrent firm
- 2014 – 2025THE Patriot Financial Group, LLCPreviously
- 2012 – 2018LPL Financial LLCPreviously
- 2009 – 2012Cetera Advisors LLCPreviously
- 2007 – 2009MML Investors Services, LLCPreviously
- Sep 2006 – Aug 2007USI Securities, Inc.Previously
- 2004 – 2006Hornor, Townsend & Kent, LLCPreviously
- 2002 – 2004Securian Financial Services, Inc.Previously
Questions to ask Michael
Tailored to Michael’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Michael
How do I contact Michael?
Call Summit Financial at 973-285-3600 and ask for Michael Raspallo. Michael works from the West Warwick, RI office.
How long has Michael been a financial advisor?
Michael has been in the industry since 1984, about 42 years. Top 2% by experience nationwide.
What licenses does Michael hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Summit Financial reports being paid by a percentage of the assets they manage, flat or fixed fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.
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