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Advisors / New York / Garden City
41yrs

Malka Bernstein

Financial advisor at Morgan Stanley

Malka Bernstein has worked in the financial industry for 41 years and is a fiduciary financial advisor based in Garden City, New York. Malka has been with Morgan Stanley since 2020. Morgan Stanley offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, flat fees, and commissions.

One of 802 advisors with offices in Garden City, and one of 678 fiduciaries.

Garden City, NY 11530Top 3% by experience in New YorkFiduciary advisor
Call Morgan StanleyDirections

At a glance

Experience41 years (since 1985)
How that compares ?Top 3% by experience in New York
Office1200 Franklin Avenue 2nd Floor, Garden City, NY 11530
How the firm is paid ?Percent of assets, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$670,481
Advisors at the firm23,156
States licensed ?2 states

Services through Morgan Stanley

Financial planningInvestment management for individuals and small businessesManaging mutual fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services

Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.

Licenses

Exams passed, from the official record. Tap a license to see what it allows.

Series 63Uniform Securities Agent State Law Examination
Series 65Uniform Investment Adviser Law Examination

Career

  1. 2020 – now
    Morgan StanleyCurrent firm

Questions to ask Malka

Tailored to Malka’s registration and firm.

  1. What's your succession plan, and who would work with me if you retire?
  2. At a firm this size, will I work with you directly or with a service team?
  3. Your firm can charge performance-based fees. Would that apply to me?
  4. What does a financial plan with you include, and how often is it updated?
  5. If you use outside managers, how are they chosen and what do they cost on top of your fee?
  6. Where would my money be held, and will I get statements directly from that firm?

My notes and scorecard

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About Malka

How do I contact Malka?

Call Morgan Stanley at (914) 225-5510 and ask for Malka Bernstein. Malka works from the Garden City, NY office.

How long has Malka been a financial advisor?

Malka has been in the industry since 1985, about 41 years. Top 3% by experience in New York.

What licenses does Malka hold?

Series 63, Series 65. Tap any license on this page to see what it allows.

Is Malka a fiduciary?

Malka is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.

How is Malka paid?

Morgan Stanley reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask Malka for your total yearly cost in dollars.

Official record as of October 3, 2026.

This profile is for information only and is not financial advice or a recommendation.

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