Commonwealth Financial Network
27yrs
Top 23% by experience nationwide
40yrs
Based in Grover Beach, California, Michael Smith is a financial advisor with 40 years of industry experience. Michael joined Planmember Securities in 2001, a firm offering financial planning, investment management, and retirement plan consulting. The firm is paid through a percentage of assets, hourly fees, and flat fees.
At a glance
Experience40 years (since 1986)
How that compares ?Top advisor by experience in Grover Beach
OfficeGrover Beach, CA
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions
Typical client at the firm ?$132,363
Advisors at the firm442
States licensed ?1 state
Services through Planmember Securities
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 63Uniform Securities Agent State Law Examination
Career
- 2001 – nowPlanmember Securities CorporationCurrent firm
Contact Michael
Grover Beach, CAOffice · Get directions Firm main line(805) 684-1199Headquarters: Planmember Securities · Carpinteria, CA X (Twitter) pagePlanmember SecuritiesIs this you? Claim your free profile to add a direct line, email, photo, and specialties.
Questions to ask Michael
Tailored to Michael’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Planmember Securities at (805) 684-1199 and ask for Michael Smith. Michael works from the Grover Beach, CA office.
How long has Michael been a financial advisor?
Michael has been in the industry since 1986, about 40 years. Top advisor by experience in Grover Beach.
What licenses does Michael hold?
Series 63. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered with an advisory firm. Ask whether they act as a fiduciary for all the advice they give you.
How is Michael paid?
Planmember Securities reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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