Ameriprise Financial Services
47yrs
Top advisor by experience in Florham Park
39yrs
Michael Rinaldo
Full name on record: Michael Paul Rinaldo
Financial advisor at Ameriprise Financial Services
Michael Rinaldo has worked in the financial industry for 39 years and is a fiduciary financial advisor based in Florham Park, New Jersey. Michael has been with Ameriprise Financial Services since 2020; before that, Michael spent ten years at UBS Financial Services and a year at Morgan Stanley. Michael holds the CFP® designation.
One of 594 advisors with offices in Florham Park, and one of 556 fiduciaries.
At a glance
Experience39 years (since 1987)
How that compares ?Top 5% by experience at Ameriprise Financial Services
Office25a Hanover Rd Suite 103, Florham Park, NJ 07932
How the firm is paid ?Percent of assets, Hourly, Flat fee
Typical client at the firm ?$471,167
Advisors at the firm12,970
States licensed ?1 state
Services through Ameriprise Financial Services
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFP®
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2020 – nowAmeriprise Financial Services, LLCCurrent firm
- 2010 – 2020UBS Financial Services Inc.Previously
- Jun 2009 – Oct 2010Morgan StanleyPreviously
- 2007 – 2009Morgan Stanley & Co. LLCPreviously
- 2004 – 2007Morgan Stanley DW Inc.Previously
- 2002 – 2004Citigroup Global Markets Inc.Previously
Questions to ask Michael
Tailored to Michael’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Ameriprise Financial Services at 612-671-3131 and ask for Michael Rinaldo. Michael works from the Florham Park, NJ office.
How long has Michael been a financial advisor?
Michael has been in the industry since 1987, about 39 years. Top 5% by experience at Ameriprise Financial Services.
What licenses does Michael hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Ameriprise Financial Services reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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