Wells Fargo Advisors
46yrs
Top advisor by experience in Williamsburg
29yrs
Frank Smith has worked in the financial industry for 29 years and is a fiduciary financial advisor based in Williamsburg, Virginia. Frank has been with Cetera Investment Advisers since 2023; before that, Frank spent a year at Voya Financial Advisors and five years at Merrill. Cetera Investment Advisers offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, hourly fees, and flat fees.
One of 218 advisors with offices in Williamsburg, and one of 208 fiduciaries.
At a glance
Experience29 years (since 1998)
How that compares ?Top 17% by experience in Williamsburg
Office291 McLaws Circle Suite 2, Williamsburg, VA 23185
How the firm is paid ?Percent of assets, Hourly, Flat fee
Typical client at the firm ?$306,089
Advisors at the firm10,452
States licensed ?1 state
Services through Cetera Investment Advisers
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2023 – nowCetera Investment Advisers LLCCurrent firm
- Jan 2020 – Jun 2021Voya Financial Advisors, Inc.Previously
- 2015 – 2020MerrillPreviously
- 2011 – 2015Invest Financial CorporationPreviously
- 2003 – 2010Voya Financial Advisors, Inc.Previously
- 1999 – 2003WS Griffith Securities, Inc.Previously
Contact Frank
(310) 257-7880Firm headquarters in Schaumburg, IL. Ask for Frank. 291 McLaws Circle Suite 2Williamsburg, VA 23185Office · Get directions
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Questions to ask Frank
Tailored to Frank’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Frank
How do I contact Frank?
Call Cetera Investment Advisers at (310) 257-7880 and ask for Frank Smith. Frank works from the Williamsburg, VA office.
How long has Frank been a financial advisor?
Frank has been in the industry since 1998, about 29 years. Top 17% by experience in Williamsburg.
What licenses does Frank hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Frank a fiduciary?
Frank is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Frank paid?
Cetera Investment Advisers reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees. Ask Frank for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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