Osaic Wealth
46yrs
Top advisor by experience in Carmel
37yrs
Sandra Dee
Financial advisor at Merrill
Sandra Dee is a fiduciary financial advisor in Carmel, California, with 37 years in the industry. After six years at UBS Financial Services and less than a year at Wells Fargo Advisors, Sandra joined Merrill in 2018, a firm offering investment management, retirement plan consulting, and selecting outside investment managers. Merrill reports being paid through a percentage of assets, flat fees, and commissions.
One of 81 advisors with offices in Carmel, and one of 70 fiduciaries.
At a glance
Experience37 years (since 1989)
How that compares ?Top 5% by experience in California
Office3775 Via Nona Marie Pbig - Carmel Private Wealth Center, Carmel, CA 93922
FirmMerrill
How the firm is paid ?Percent of assets, Flat fee, Commissions
Typical client at the firm ?$860,085
Advisors at the firm25,559
States licensed ?2 states
Services through Merrill
Investment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2018 – nowMerrillCurrent firm
- 2012 – 2018UBS Financial Services Inc.Previously
- Jan 2012 – Feb 2012
- Feb 2011 – Jan 2012UBS Financial Services Inc.Previously
- May 2010 – Feb 2011Chase Investment Services Corp.Previously
- Aug 2008 – Mar 2009Morgan Stanley & Co. LLCPreviously
- Oct 2004 – Jul 2005Wells Fargo Clearing Services, LLCPreviously
Questions to ask Sandra
Tailored to Sandra’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Sandra
How do I contact Sandra?
Call Merrill at (800) 637-7455 and ask for Sandra Dee. Sandra works from the Carmel, CA office.
How long has Sandra been a financial advisor?
Sandra has been in the industry since 1989, about 37 years. Top 5% by experience in California.
What licenses does Sandra hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Sandra a fiduciary?
Sandra is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Sandra paid?
Merrill reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Sandra for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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