Stifel, Nicolaus & Company
46yrs
Top advisor by experience in Hunt Valley
30yrs
Based in Hunt Valley, Maryland, John Layug is a fiduciary financial advisor with 30 years of industry experience. John has been with Osaic Wealth since 2025; before that, John spent 13 years at Osaic Fa and four years at Kestra Investment Services. John holds the CFP® designation.
One of 646 advisors with offices in Hunt Valley, and one of 609 fiduciaries.
At a glance
Experience30 years (since 1997)
How that compares ?Top 17% by experience nationwide
Office201 International Circle Suite 100, Hunt Valley, MD 21030
FirmOsaic Wealth
How the firm is paid ?Percent of assets, Hourly, Flat fee
Typical client at the firm ?$398,336
Advisors at the firm8,052
States licensed ?1 state
Services through Osaic Wealth
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFP®
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- Feb 2026 – nowOsaic Advisory Services, LLCCurrent
- Jan 2025 – nowOsaic Wealth, Inc.Current firm
- 2012 – 2025Osaic Fa, Inc.Previously
- 2008 – 2012Kestra Investment Services, LLCPreviously
- 1998 – 2009Chesapeake Advisors, Inc.Previously
Questions to ask John
Tailored to John’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About John
How do I contact John?
Call Osaic Wealth at (800) 821-5100 and ask for John Layug. John works from the Hunt Valley, MD office.
How long has John been a financial advisor?
John has been in the industry since 1997, about 30 years. Top 17% by experience nationwide.
What licenses does John hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is John a fiduciary?
John is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is John paid?
Osaic Wealth reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees. Ask John for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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