Prospera Financial Services
45yrs
Top advisor by experience in Redlands
31yrs
David Smith has worked in the financial industry for 31 years and is a fiduciary financial advisor based in Redlands, California. After less than a year at Painter, Smith and Amberg, David joined Prospera Financial Services in 2024, a firm offering financial planning, investment management, and private fund management. Prospera Financial Services reports being paid through a percentage of assets, hourly fees, and flat fees.
One of 124 advisors with offices in Redlands, and one of 107 fiduciaries.
At a glance
Experience31 years (since 1995)
How that compares ?Top 14% by experience in California
Office1200 California St Suite 220, Redlands, CA 92374
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$681,918
Advisors at the firm270
States licensed ?1 state
Services through Prospera Financial Services
Financial planningInvestment management for individuals and small businessesManaging private fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- Feb 2024 – Jun 2024Painter, Smith and Amberg Inc.Previously
- 2024 – nowProspera Financial Services, Inc.Current firm
- 1997 – 2024Painter, Smith and Amberg Inc.Previously
Contact David
(972) 581-3000Firm headquarters in Dallas, TX. Ask for David. 1200 California St Suite 220Redlands, CA 92374Office · Get directions X (Twitter) pageProspera Financial Services
Is this you? Claim your free profile to add a direct line, email, photo, and specialties.
Questions to ask David
Tailored to David’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About David
How do I contact David?
Call Prospera Financial Services at (972) 581-3000 and ask for David Smith. David works from the Redlands, CA office.
How long has David been a financial advisor?
David has been in the industry since 1995, about 31 years. Top 14% by experience in California.
What licenses does David hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is David a fiduciary?
David is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is David paid?
Prospera Financial Services reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask David for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
Other advisors nearby
Osaic Wealth
44yrs
Top 1% by experience in California
Osaic Wealth
43yrs
Top 1% by experience in California
Stifel, Nicolaus & Company
43yrs
Top 2% by experience in California
Centaurus Financial
42yrs
Top 2% by experience in California
Stifel, Nicolaus & Company
42yrs
Top 2% by experience in California