Raymond James Financial Services Advisors
30yrs
Top 16% by experience nationwide
29yrs
Based in North Falmouth, Massachusetts, Scott Muma is a fiduciary financial advisor with 29 years of industry experience. Scott has been with Commonwealth Financial Network since 2022; before that, Scott spent a year at Cetera Wealth Services and ten years at Voya Financial Advisors. Commonwealth Financial Network offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, hourly fees, and flat fees.
One of 4 advisors with offices in North Falmouth, and one of 3 fiduciaries.
At a glance
Experience29 years (since 1997)
How that compares ?Top 18% by experience nationwide
OfficeNorth Falmouth, MA
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions
Typical client at the firm ?$568,323
Advisors at the firm2,864
States licensed ?1 state
Services through Commonwealth Financial Network
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2022 – nowCommonwealth Financial NetworkCurrent firm
- Jun 2021 – Aug 2022Cetera Wealth Services, LLCPreviously
- 2010 – 2021Voya Financial Advisors, Inc.Previously
- 2005 – 2010MerrillPreviously
Contact Scott
(781) 736-0700Firm headquarters in Waltham, MA. Ask for Scott. North Falmouth, MAOffice · Get directions Firm websiteHTTPS://BLOG.COMMONWEALTH.COM/INDEPENDENT-MARKET-OBSERVERIs this you? Claim your free profile to add a direct line, email, photo, and specialties.
Questions to ask Scott
Tailored to Scott’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Scott
How do I contact Scott?
Call Commonwealth Financial Network at (781) 736-0700 and ask for Scott Muma. Scott works from the North Falmouth, MA office.
How long has Scott been a financial advisor?
Scott has been in the industry since 1997, about 29 years. Top 18% by experience nationwide.
What licenses does Scott hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Scott a fiduciary?
Scott is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Scott paid?
Commonwealth Financial Network reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products. Ask Scott for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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