The Retirement Guys Formula
46yrs
Top advisor by experience at The Retirement Guys Formula
27yrs
Based in Maumee, Ohio, Michael Rinaldi is a fiduciary financial advisor with 27 years of industry experience. Michael has been with TFO Wealth Partners since 2026; before that, Michael spent two years at Enza Financial and less than a year at M Holdings Securities. TFO Wealth Partners offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, hourly fees, and flat fees.
One of 195 advisors with offices in Maumee, and one of 153 fiduciaries.
At a glance
Experience27 years (since 2000)
How that compares ?Top 6% by experience at TFO Wealth Partners
Office1440 Arrowhead Drive, Maumee, OH 43537
How the firm is paid ?Percent of assets, Hourly, Flat fee, Other
Typical client at the firm ?$2.73 million
Advisors at the firm36
States licensed ?1 state
Services through TFO Wealth Partners
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- May 2026 – nowTFO Wealth PartnersCurrent firm
- 2024 – 2026Enza Financial, LLCPreviously
- Feb 2024 – Feb 2024M Holdings Securities, Inc.Previously
- Jul 2022 – Feb 2024LPL Financial LLCPreviously
- Jun 2022 – Jan 2024Return on Life Wealth PartnersPreviously
Questions to ask Michael
Tailored to Michael’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call TFO Wealth Partners at 419-891-9999 and ask for Michael Rinaldi. Michael works from the Maumee, OH office.
How long has Michael been a financial advisor?
Michael has been in the industry since 2000, about 27 years. Top 6% by experience at TFO Wealth Partners.
What licenses does Michael hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
TFO Wealth Partners reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, other fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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