Financial Plan
43yrs
Top advisor by experience in Bellingham
28yrs
Ben Joyce
Financial advisor at Wells Fargo Advisors
Ben Joyce has worked in the financial industry for 28 years and is a fiduciary financial advisor based in Bellingham, Washington. After two years at Moors & Cabot and 11 years at Merrill, Ben joined Wells Fargo Advisors in 2012, a firm offering financial planning, investment management, and retirement plan consulting. Ben holds the CFP® designation.
One of 212 advisors with offices in Bellingham, and one of 198 fiduciaries.
At a glance
Experience28 years (since 1999)
How that compares ?Top 15% by experience in Bellingham
Office23 Bellwether Way Suite 200, Bellingham, WA 98225
How the firm is paid ?Percent of assets, Flat fee, Commissions
Typical client at the firm ?$475,575
Advisors at the firm14,100
States licensed ?2 states
Services through Wells Fargo Advisors
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFP®
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2012 – nowWells Fargo Clearing Services, LLCCurrent firm
- 2010 – 2012Moors & Cabot, Inc.Previously
- 1999 – 2010MerrillPreviously
Contact Ben
Local office(360) 527-2120Ask for Ben. (314) 875-3000Main office · St. Louis, MO 23 Bellwether Way Suite 200Bellingham, WA 98225Office · Get directions Firm websitewww.wellsfargoadvisors.com/wfa/mobile.htm
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Questions to ask Ben
Tailored to Ben’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Ben
How do I contact Ben?
Call Ben’s local office at (360) 527-2120 or the Wells Fargo Advisors main office at (314) 875-3000, and ask for Ben Joyce.
How long has Ben been a financial advisor?
Ben has been in the industry since 1999, about 28 years. Top 15% by experience in Bellingham.
What licenses does Ben hold?
Series 66. Tap any license on this page to see what it allows.
Is Ben a fiduciary?
Ben is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Ben paid?
Wells Fargo Advisors reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Ben for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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