LPL Financial
47yrs
Top advisor by experience in San Diego
26yrs
Gerald Ramirez is a fiduciary financial advisor in San Diego, California, with 26 years in the industry. Gerald joined Wells Fargo Advisors in 2019, after nine years at Morgan Stanley and a year at Merrill. Wells Fargo Advisors offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, flat fees, and commissions.
One of 3649 advisors with offices in San Diego, and one of 3310 fiduciaries.
At a glance
Experience26 years (since 2001)
How that compares ?More experience than 74% of advisors nationwide
Office4655 Executive Dr Suite 1000 [Sc-Rbo], San Diego, CA 92121
How the firm is paid ?Percent of assets, Flat fee, Commissions
Typical client at the firm ?$475,575
Advisors at the firm14,100
States licensed ?1 state
Services through Wells Fargo Advisors
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2019 – nowWells Fargo Clearing Services, LLCCurrent firm
- 2011 – 2019Morgan StanleyPreviously
- Oct 2009 – Apr 2011MerrillPreviously
- 2004 – 2009Banc of America Investment Services, Inc.Previously
- 2001 – 2004MerrillPreviously
Contact Gerald
Local office(858) 863-3000Ask for Gerald. (314) 875-3000Main office · St. Louis, MO 4655 Executive Dr Suite 1000 [Sc-Rbo]San Diego, CA 92121Office · Get directions Firm websitewww.wellsfargoadvisors.com/wfa/mobile.htm
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Questions to ask Gerald
Tailored to Gerald’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Gerald
How do I contact Gerald?
Call Gerald’s local office at (858) 863-3000 or the Wells Fargo Advisors main office at (314) 875-3000, and ask for Gerald Ramirez.
How long has Gerald been a financial advisor?
Gerald has been in the industry since 2001, about 26 years. More experience than 74% of advisors nationwide.
What licenses does Gerald hold?
Series 66. Tap any license on this page to see what it allows.
Is Gerald a fiduciary?
Gerald is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Gerald paid?
Wells Fargo Advisors reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Gerald for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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