Morgan Stanley
47yrs
Top advisor by experience in New York
20yrs
Michael Pinho
Financial advisor at Morgan Stanley
Based in New York, New York, Michael Pinho is a fiduciary financial advisor with 20 years of industry experience. Michael has been with Morgan Stanley since 2022; before that, Michael spent a year at Citizens Securities and eight years at HSBC Securities (usa). Morgan Stanley offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, flat fees, and commissions.
One of 15440 advisors with offices in New York, and one of 14018 fiduciaries.
At a glance
Experience20 years (since 2006)
How that compares ?More experience than 69% of advisors in New York
Office1 New York Plaza, New York, NY 10004
FirmMorgan Stanley
How the firm is paid ?Percent of assets, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$670,481
Advisors at the firm23,156
States licensed ?1 state
Services through Morgan Stanley
Financial planningInvestment management for individuals and small businessesManaging mutual fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2022 – nowMorgan StanleyCurrent firm
- Mar 2022 – Nov 2022Citizens Securities, Inc.Previously
- 2014 – 2022HSBC Securities (usa) Inc.Previously
- Apr 2013 – Mar 2014MerrillPreviously
Contact Michael
(914) 225-5510Firm headquarters in Purchase, NY. Ask for Michael. 1 New York PlazaNew York, NY 10004Office · Get directions Firm websiteHTTP://WWW.MORGANSTANLEY.COM
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Questions to ask Michael
Tailored to Michael’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Morgan Stanley at (914) 225-5510 and ask for Michael Pinho. Michael works from the New York, NY office.
How long has Michael been a financial advisor?
Michael has been in the industry since 2006, about 20 years. More experience than 69% of advisors in New York.
What licenses does Michael hold?
Series 63, Series 66. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Morgan Stanley reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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