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Advisors / West Virginia / Huntington
24yrs

James Karnes

Financial advisor at Morgan Stanley

James Karnes has worked in the financial industry for 24 years and is a fiduciary financial advisor based in Huntington, West Virginia. After five years at Citigroup Global Markets, James joined Morgan Stanley in 2009, a firm offering financial planning, investment management, and retirement plan consulting. The firm is paid through a percentage of assets, flat fees, and commissions.

One of 75 advisors with offices in Huntington, and one of 71 fiduciaries.

Huntington, WV 25701Fiduciary advisor
Call Morgan StanleyDirections

At a glance

Experience24 years (since 2002)
How that compares ?More experience than 70% of advisors nationwide
Office1200 Third Avenue Suite 100, Huntington, WV 25701
How the firm is paid ?Percent of assets, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$670,481
Advisors at the firm23,156
States licensed ?2 states

Services through Morgan Stanley

Financial planningInvestment management for individuals and small businessesManaging mutual fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services

Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.

Licenses

Exams passed, from the official record. Tap a license to see what it allows.

Series 63Uniform Securities Agent State Law Examination
Series 65Uniform Investment Adviser Law Examination

Career

  1. 2009 – now
    Morgan StanleyCurrent firm
  2. 2004 – 2009

Questions to ask James

Tailored to James’s registration and firm.

  1. At a firm this size, will I work with you directly or with a service team?
  2. Your firm can charge performance-based fees. Would that apply to me?
  3. What does a financial plan with you include, and how often is it updated?
  4. If you use outside managers, how are they chosen and what do they cost on top of your fee?
  5. Where would my money be held, and will I get statements directly from that firm?
  6. What would I pay in total each year, in dollars, including fund and trading costs?

My notes and scorecard

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About James

How do I contact James?

Call Morgan Stanley at (914) 225-5510 and ask for James Karnes. James works from the Huntington, WV office.

How long has James been a financial advisor?

James has been in the industry since 2002, about 24 years. More experience than 70% of advisors nationwide.

What licenses does James hold?

Series 63, Series 65. Tap any license on this page to see what it allows.

Is James a fiduciary?

James is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.

How is James paid?

Morgan Stanley reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask James for your total yearly cost in dollars.

Official record as of October 3, 2026.

This profile is for information only and is not financial advice or a recommendation.

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