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Advisors / Kentucky / Rcihmond
23yrs

Michael Estes

Full name on record: Michael Patrick Estes

Financial advisor at Raymond James Financial Services Advisors

Michael Estes has worked in the financial industry for 23 years and is a fiduciary financial advisor based in Rcihmond, Kentucky. After four years at Ameriprise Financial Services and three years at Investment Professionals, Michael joined Raymond James Financial Services Advisors in 2022, a firm offering financial planning, investment management, and retirement plan consulting. The firm is paid through a percentage of assets, hourly fees, and flat fees.

Rcihmond, KY 40475Fiduciary advisor
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At a glance

Experience23 years (since 2003)
How that compares ?More experience than 72% of advisors in Kentucky
Office600 University Shopping Center, Rcihmond, KY 40475
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions, Other
Typical client at the firm ?$700,796
Advisors at the firm6,468
States licensed ?1 state

Services through Raymond James Financial Services Advisors

Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services

Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.

Licenses

Exams passed, from the official record. Tap a license to see what it allows.

Series 63Uniform Securities Agent State Law Examination
Series 66Uniform Combined State Law Examination

Career

  1. 2022 – now
  2. 2018 – 2022
  3. 2015 – 2018
    Investment Professionals, Inc.Previously
  4. Feb 2014 – Aug 2015
  5. 2010 – 2014
    U.S. Bancorp Investments, Inc.Previously
  6. Nov 2009 – Mar 2010
  7. 2005 – 2009
    Natcity Investments, Inc.Previously
  8. Jul 2005 – Sep 2005
    Chase Investment Services Corp.Previously
Earlier career (1 more)
  1. May 2005 – Jul 2005
    Banc One Securities CorporationPreviously

Contact Michael

(727) 567-3020Firm headquarters in Saint Petersburg, FL. Ask for Michael. 600 University Shopping Center
Rcihmond, KY 40475Office · Get directions LinkedIn pageRaymond James Financial Services Advisors

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Questions to ask Michael

Tailored to Michael’s registration and firm.

  1. At a firm this size, will I work with you directly or with a service team?
  2. What does a financial plan with you include, and how often is it updated?
  3. If you use outside managers, how are they chosen and what do they cost on top of your fee?
  4. Where would my money be held, and will I get statements directly from that firm?
  5. What would I pay in total each year, in dollars, including fund and trading costs?

My notes and scorecard

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About Michael

How do I contact Michael?

Call Raymond James Financial Services Advisors at (727) 567-3020 and ask for Michael Estes. Michael works from the Rcihmond, KY office.

How long has Michael been a financial advisor?

Michael has been in the industry since 2003, about 23 years. More experience than 72% of advisors in Kentucky.

What licenses does Michael hold?

Series 63, Series 66. Tap any license on this page to see what it allows.

Is Michael a fiduciary?

Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.

How is Michael paid?

Raymond James Financial Services Advisors reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products, other fees. Ask Michael for your total yearly cost in dollars.

Official record as of October 3, 2026.

This profile is for information only and is not financial advice or a recommendation.