Supreme Alliance
47yrs
Top advisor by experience in Charlotte
22yrs
Michael Smith
Full name on record: Michael Ray Smith
Financial advisor at Advice and Planning Services
Michael Smith is a fiduciary financial advisor in Charlotte, North Carolina, with 22 years in the industry. Michael joined Advice and Planning Services in 2014, after five years at BB&t Investment Services. Advice and Planning Services offers financial planning, investment management, and selecting outside investment managers and is paid through a percentage of assets.
One of 4491 advisors with offices in Charlotte, and one of 4159 fiduciaries.
At a glance
Experience22 years (since 2004)
How that compares ?More experience than 74% of advisors in Charlotte
Office8500 Andrew Carnegie Blvd. Charlotte Regional, Charlotte, NC 28262
How the firm is paid ?Percent of assets, Other
Typical client at the firm ?$523,144
Advisors at the firm1,694
States licensed ?2 states
Services through Advice and Planning Services
Financial planningInvestment management for individuals and small businessesChoosing other investment managersEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2014 – now
- 2009 – 2013BB&t Investment Services, Inc.Previously
- 2004 – 2008BB&t Investment Services, Inc.Previously
Contact Michael
Local office(704) 988-1148Ask for Michael. (212) 490-9000Main office · New York, NY 8500 Andrew Carnegie Blvd. Charlotte RegionalCharlotte, NC 28262Office · Get directions Facebook pageAdvice and Planning Services
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Questions to ask Michael
Tailored to Michael’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Michael’s local office at (704) 988-1148 or the Advice and Planning Services main office at (212) 490-9000, and ask for Michael Smith.
How long has Michael been a financial advisor?
Michael has been in the industry since 2004, about 22 years. More experience than 74% of advisors in Charlotte.
What licenses does Michael hold?
Series 66. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Advice and Planning Services reports being paid by a percentage of the assets they manage, other fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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