Osaic Wealth
47yrs
Top advisor by experience in Naperville
22yrs
David Lutter is a fiduciary financial advisor in Naperville, Illinois, with 22 years in the industry. David joined Ptma Investment Advisors in 2019, after eight years at Prudent MAN Advisors. Ptma Investment Advisors offers investment management, private fund management, and selecting outside investment managers and is paid through a percentage of assets.
One of 550 advisors with offices in Naperville, and one of 511 fiduciaries.
At a glance
Experience22 years (since 2005)
How that compares ?Top 22% by experience at Ptma Investment Advisors
Office2135 Citygate Lane 7th Floor, Naperville, IL 60563
How the firm is paid ?Percent of assets
Typical client at the firm ?$1.91 million
Advisors at the firm27
States licensed ?1 state
Services through Ptma Investment Advisors
Investment management for individuals and small businessesManaging private fundsInvestment management for businesses and institutionsChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2019 – nowPtma Investment AdvisorsCurrent firm
- 2011 – 2019Prudent MAN Advisors, Inc.Previously
Questions to ask David
Tailored to David’s registration and firm.
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About David
How do I contact David?
Call Ptma Investment Advisors at 630-657-6400 and ask for David Lutter. David works from the Naperville, IL office.
How long has David been a financial advisor?
David has been in the industry since 2005, about 22 years. Top 22% by experience at Ptma Investment Advisors.
What licenses does David hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is David a fiduciary?
David is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is David paid?
Ptma Investment Advisors reports being paid by a percentage of the assets they manage. Ask David for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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