Commonwealth Financial Network
4yrs
More experience than 60% of advisors in Murphys
18yrs
John Krutsinger
Financial advisor at Commonwealth Financial Network
Based in Murphys, California, John Krutsinger is a fiduciary financial advisor with 18 years of industry experience. John has been with Commonwealth Financial Network since 2023; before that, John spent nine years at Edward Jones. Commonwealth Financial Network offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, hourly fees, and flat fees.
One of 5 advisors with offices in Murphys, and one of 5 fiduciaries.
At a glance
Experience18 years (since 2008)
How that compares ?Top advisor by experience in Murphys
Office178 Big Trees Road Suite B-1, Murphys, CA 95247
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions
Typical client at the firm ?$568,323
Advisors at the firm2,864
States licensed ?1 state
Services through Commonwealth Financial Network
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2023 – nowCommonwealth Financial NetworkCurrent firm
- 2015 – 2023Edward JonesPreviously
Questions to ask John
Tailored to John’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About John
How do I contact John?
Call Commonwealth Financial Network at 781-736-0700 and ask for John Krutsinger. John works from the Murphys, CA office.
How long has John been a financial advisor?
John has been in the industry since 2008, about 18 years. Top advisor by experience in Murphys.
What licenses does John hold?
Series 63, Series 66. Tap any license on this page to see what it allows.
Is John a fiduciary?
John is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is John paid?
Commonwealth Financial Network reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products. Ask John for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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