Cetera Investment Advisers
41yrs
Top advisor by experience in Midland
20yrs
Sam Howard has worked in the financial industry for 20 years and is a fiduciary financial advisor based in Midland, Michigan. Sam has been with Robert W. Baird & since 2019; before that, Sam spent nine years at Wells Fargo Advisors. Sam holds the CFP® designation.
One of 115 advisors with offices in Midland, and one of 105 fiduciaries.
At a glance
Experience20 years (since 2006)
How that compares ?More experience than 73% of advisors in Midland
Office3320 Ridgecrest Drive Suite 100, Midland, MI 48642
How the firm is paid ?Percent of assets, Hourly, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$713,008
Advisors at the firm2,626
States licensed ?1 state
Services through Robert W. Baird &
Financial planningInvestment management for individuals and small businessesManaging mutual fundsManaging private fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFP®
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2019 – nowRobert W. Baird & Co. IncorporatedCurrent firm
- 2010 – 2019Wells Fargo Clearing Services, LLCPreviously
Questions to ask Sam
Tailored to Sam’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Sam
How do I contact Sam?
Call Robert W. Baird & at 414-765-3500 and ask for Sam Howard. Sam works from the Midland, MI office.
How long has Sam been a financial advisor?
Sam has been in the industry since 2006, about 20 years. More experience than 73% of advisors in Midland.
What licenses does Sam hold?
Series 66. Tap any license on this page to see what it allows.
Is Sam a fiduciary?
Sam is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Sam paid?
Robert W. Baird & reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask Sam for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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