Vima
46yrs
Top advisor by experience in Troy
20yrs
Michael Tocco
Financial advisor at Ameriprise Financial Services
Michael Tocco is a fiduciary financial advisor in Troy, Michigan, with 20 years in the industry. After a year at Merrill and three years at Morgan Stanley, Michael joined Ameriprise Financial Services in 2023, a firm offering financial planning, investment management, and retirement plan consulting. The firm is paid through a percentage of assets, hourly fees, and flat fees.
One of 778 advisors with offices in Troy, and one of 725 fiduciaries.
At a glance
Experience20 years (since 2006)
How that compares ?More experience than 61% of advisors nationwide
Office1441 W Long Lake Rd Suite 250, Troy, MI 48098
How the firm is paid ?Percent of assets, Hourly, Flat fee
Typical client at the firm ?$471,167
Advisors at the firm12,970
States licensed ?1 state
Services through Ameriprise Financial Services
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- 2023 – nowAmeriprise Financial Services, LLCCurrent firm
- Jan 2023 – Oct 2023MerrillPreviously
- 2020 – 2023Morgan StanleyPreviously
- May 2018 – Mar 2020J.P. Morgan Securities LLCPreviously
- 2014 – 2018Ameriprise Financial Services, LLCPreviously
Contact Michael
1441 W Long Lake Rd Suite 250Troy, MI 48098Office · Get directions Firm main line(612) 671-3131Headquarters: Ameriprise Financial Services · Minneapolis, MN LinkedIn pageAmeriprise Financial Services
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Questions to ask Michael
Tailored to Michael’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Ameriprise Financial Services at (612) 671-3131 and ask for Michael Tocco. Michael works from the Troy, MI office.
How long has Michael been a financial advisor?
Michael has been in the industry since 2006, about 20 years. More experience than 61% of advisors nationwide.
What licenses does Michael hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Ameriprise Financial Services reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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