Schaeffer Financial
47yrs
Top advisor by experience in Rockville
18yrs
Thomas Cabral is a financial advisor in Rockville, Maryland, with 18 years in the industry. After less than a year at State Farm Investment Management and two years at Citigroup Global Markets, Thomas joined MML Investors Services in 2025, a firm offering financial planning, investment management, and retirement plan consulting. Thomas holds the ChFC designation.
At a glance
Experience18 years (since 2008)
How that compares ?More experience than 56% of advisors nationwide
Office530 Gaither Road Suite 350, Rockville, MD 20850
How the firm is paid ?Percent of assets, Hourly, Flat fee, Other
Typical client at the firm ?$249,379
Advisors at the firm5,093
States licensed ?1 state
Services through MML Investors Services
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
ChFC
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 63Uniform Securities Agent State Law Examination
Career
- Feb 2025 – nowMML Investors Services, LLCCurrent firm
- Sep 2024 – Oct 2024State Farm Investment Management Corp.Previously
- 2022 – 2024Citigroup Global Markets Inc.Previously
- Jun 2021 – Apr 2022LPL Financial LLCPreviously
- 2017 – 2021M&t Securities, Inc.Previously
- Nov 2016 – Aug 2017Hornor, Townsend & Kent, LLCPreviously
- 2014 – 2016MSI Financial Services, Inc.Previously
Contact Thomas
Local office(301) 355-5800Ask for Thomas. (413) 226-0000Main office · Springfield, MA 530 Gaither Road Suite 350Rockville, MD 20850Office · Get directions Firm websiteHTTP://WWW.MMLINVESTORS.COM
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Questions to ask Thomas
Tailored to Thomas’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Thomas
How do I contact Thomas?
Call Thomas’s local office at (301) 355-5800 or the MML Investors Services main office at (413) 226-0000, and ask for Thomas Cabral.
How long has Thomas been a financial advisor?
Thomas has been in the industry since 2008, about 18 years. More experience than 56% of advisors nationwide.
What licenses does Thomas hold?
Series 63. Tap any license on this page to see what it allows.
Is Thomas a fiduciary?
Thomas is registered with an advisory firm. Ask whether they act as a fiduciary for all the advice they give you.
How is Thomas paid?
MML Investors Services reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, other fees. Ask Thomas for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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