Merrill
45yrs
Top advisor by experience in Jersey City
17yrs
Joseph Cutler has worked in the financial industry for 17 years and is a fiduciary financial advisor based in Jersey City, New Jersey. Joseph has been with Arete Wealth Advisors since 2026; before that, Joseph spent four years at Wells Fargo Advisors. Arete Wealth Advisors offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, hourly fees, and flat fees.
One of 468 advisors with offices in Jersey City, and one of 448 fiduciaries.
At a glance
Experience17 years (since 2010)
How that compares ?More experience than 68% of advisors in Jersey City
Office30 Montgomery St 12th Floor, Jersey City, NJ 07302
How the firm is paid ?Percent of assets, Hourly, Flat fee, Performance fee, Other
Typical client at the firm ?$484,172
Advisors at the firm145
States licensed ?2 states
Services through Arete Wealth Advisors
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersNewsletters and publicationsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- Mar 2026 – nowArete Wealth Advisors, LLCCurrent firm
- 2021 – 2025Wells Fargo Clearing Services, LLCPreviously
Contact Joseph
(312) 940-3684Firm headquarters in Chicago, IL. Ask for Joseph. 30 Montgomery St 12th FloorJersey City, NJ 07302Office · Get directions
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Questions to ask Joseph
Tailored to Joseph’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Joseph
How do I contact Joseph?
Call Arete Wealth Advisors at (312) 940-3684 and ask for Joseph Cutler. Joseph works from the Jersey City, NJ office.
How long has Joseph been a financial advisor?
Joseph has been in the industry since 2010, about 17 years. More experience than 68% of advisors in Jersey City.
What licenses does Joseph hold?
Series 63, Series 66. Tap any license on this page to see what it allows.
Is Joseph a fiduciary?
Joseph is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Joseph paid?
Arete Wealth Advisors reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, a share of investment gains, other fees. Ask Joseph for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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