MML Investors Services
42yrs
Top advisor by experience in Iselin
11yrs
Michael Bernstein
Financial advisor at Advice and Planning Services
Based in Iselin, New Jersey, Michael Bernstein is a fiduciary financial advisor with 11 years of industry experience. Michael joined Advice and Planning Services in 2018, after less than a year at MML Investors Services and two years at MSI Financial Services. Advice and Planning Services offers financial planning, investment management, and selecting outside investment managers and is paid through a percentage of assets.
One of 151 advisors with offices in Iselin, and one of 141 fiduciaries.
At a glance
Experience11 years (since 2015)
How that compares ?11 years in the industry
Office194 S Wood Ave, Iselin, NJ 08830
How the firm is paid ?Percent of assets, Other
Typical client at the firm ?$523,144
Advisors at the firm1,694
States licensed ?1 state
Services through Advice and Planning Services
Financial planningInvestment management for individuals and small businessesChoosing other investment managersEducational seminars and workshops
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2018 – now
- Mar 2017 – May 2017MML Investors Services, LLCPreviously
- Aug 2015 – Mar 2017MSI Financial Services, Inc.Previously
Contact Michael
(212) 490-9000Firm headquarters in New York, NY. Ask for Michael. 194 S Wood AveIselin, NJ 08830Office · Get directions Facebook pageAdvice and Planning Services
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Questions to ask Michael
Tailored to Michael’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Michael
How do I contact Michael?
Call Advice and Planning Services at (212) 490-9000 and ask for Michael Bernstein. Michael works from the Iselin, NJ office.
How long has Michael been a financial advisor?
Michael has been in the industry since 2015, about 11 years. 11 years in the industry.
What licenses does Michael hold?
Series 66. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Advice and Planning Services reports being paid by a percentage of the assets they manage, other fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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