First Command Advisory Services
45yrs
Top advisor by experience at First Command Advisory Services
11yrs
Adrian Silverio Espinal
Financial advisor at Merrill Lynch, Pierce, Fenner & Smith
At a glance
Experience11 years (since 2015)
How that compares ?11 years in the industry
Office901 N US Hgwy 27, Lady Lake, FL 32159
How the firm is paid ?Percent of assets, Flat fee, Commissions
States licensed ?1 state
Services through Merrill Lynch, Pierce, Fenner & Smith
Investment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Uniform Combined State Law Examination
Career
- 2015 – nowMerrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent firm
Questions to ask Adrian
Tailored to Adrian’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Adrian
How do I contact Adrian?
Call Merrill Lynch, Pierce, Fenner & Smith at 800-637-7455 and ask for Adrian Silverio Espinal. Adrian works from the Lady Lake, FL office.
How long has Adrian been a financial advisor?
Adrian has been in the industry since 2015, about 11 years. 11 years in the industry.
What licenses does Adrian hold?
Series 66. Tap any license on this page to see what it allows.
Is Adrian a fiduciary?
Adrian is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Adrian paid?
Merrill Lynch, Pierce, Fenner & Smith reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Adrian for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.
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