Morgan Stanley
46yrs
Top advisor by experience in Palo Alto
6yrs
Elif Bower
Financial advisor at Merrill Lynch, Pierce, Fenner & Smith
At a glance
Experience6 years (since 2020)
How that compares ?6 years in the industry
Office3075a Hansen Way, Palo Alto, CA 94304
How the firm is paid ?Percent of assets, Flat fee, Commissions
States licensed ?1 state
Services through Merrill Lynch, Pierce, Fenner & Smith
Investment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Uniform Combined State Law Examination
Career
- 2020 – nowMerrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent firm
Questions to ask Elif
Tailored to Elif’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Elif
How do I contact Elif?
Call Merrill Lynch, Pierce, Fenner & Smith at 800-637-7455 and ask for Elif Bower. Elif works from the Palo Alto, CA office.
How long has Elif been a financial advisor?
Elif has been in the industry since 2020, about 6 years. 6 years in the industry.
What licenses does Elif hold?
Series 66. Tap any license on this page to see what it allows.
Is Elif a fiduciary?
Elif is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Elif paid?
Merrill Lynch, Pierce, Fenner & Smith reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Elif for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.
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