LPL Financial
43yrs
Top advisor by experience in Palm Harbor
4yrs
Jason Espinal
Financial advisor at Morgan Stanley
Based in Palm Harbor, Florida, Jason Espinal is a fiduciary financial advisor with 4 years of industry experience. Jason has been with Morgan Stanley since 2025; before that, Jason spent three years at Merrill. Morgan Stanley offers financial planning, investment management, and retirement plan consulting and is paid through a percentage of assets, flat fees, and commissions.
One of 140 advisors with offices in Palm Harbor, and one of 130 fiduciaries.
At a glance
Experience4 years (since 2022)
How that compares ?4 years in the industry
Office4114 Woodlands Parkway Suite 200, Palm Harbor, FL 34685
FirmMorgan Stanley
How the firm is paid ?Percent of assets, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$670,481
Advisors at the firm23,156
States licensed ?1 state
Services through Morgan Stanley
Financial planningInvestment management for individuals and small businessesManaging mutual fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- Jul 2025 – nowMorgan StanleyCurrent firm
- 2022 – 2025MerrillPreviously
Questions to ask Jason
Tailored to Jason’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Jason
How do I contact Jason?
Call Morgan Stanley at 914-225-5510 and ask for Jason Espinal. Jason works from the Palm Harbor, FL office.
How long has Jason been a financial advisor?
Jason has been in the industry since 2022, about 4 years. 4 years in the industry.
What licenses does Jason hold?
Series 66. Tap any license on this page to see what it allows.
Is Jason a fiduciary?
Jason is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Jason paid?
Morgan Stanley reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask Jason for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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