Collaborative Wealth
45yrs
Top advisor by experience in Gainesville
New
Ruby Watson is a financial advisor in Gainesville, Florida, registered since Apr 2026. Ruby joined Koss-Olinger Consulting, LLC. in 2026, a firm offering financial planning, investment management, and retirement plan consulting. Ruby’s designations include CFP® and ChFC.
At a glance
ExperienceNew to the profession (since Apr 2026)
How that compares ?New to the profession
Office2700-A NW 43rd Street, Gainesville, FL 32606
How the firm is paid ?Percent of assets, Flat fee
Typical client at the firm ?$3.24 million
Advisors at the firm18
States licensed ?1 state
Services through Koss-Olinger Consulting, LLC.
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFP®ChFC
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
None listed.
Career
- Apr 2026 – nowKoss-Olinger Consulting, LLC.Current firm
Questions to ask Ruby
Tailored to Ruby’s registration and firm.
- Who on your team supports you, and who reviews the recommendations you make?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Ruby
How do I contact Ruby?
Call Koss-Olinger Consulting, LLC. at (352) 373-3337 and ask for Ruby Watson. Ruby works from the Gainesville, FL office.
How long has Ruby been a financial advisor?
Ruby is new to the profession, registered since Apr 2026, and holds 0 licenses.
What licenses does Ruby hold?
No exams are listed on the official record.
Is Ruby a fiduciary?
Ruby is registered with an advisory firm. Ask whether they act as a fiduciary for all the advice they give you.
How is Ruby paid?
Koss-Olinger Consulting, LLC. reports being paid by a percentage of the assets they manage, flat or fixed fees. Ask Ruby for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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