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Advisors / Massachusetts / Boston
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Ruby Tumusiime

Financial advisor at Merrill Lynch, Pierce, Fenner & Smith

Boston, MA 02110Fiduciary advisor
Call the officeDirections

At a glance

ExperienceNew to the profession (since Oct 2025)
How that compares ?New to the profession
Office100 Federal St, Boston, MA 02110
How the firm is paid ?Percent of assets, Flat fee, Commissions
States licensed ?1 state

Services through Merrill Lynch, Pierce, Fenner & Smith

Investment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services

Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.

Licenses

Exams passed, from the official record. Tap a license to see what it allows.

Uniform Combined State Law Examination

Career

  1. Feb 2026 – now
    Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent firm

Questions to ask Ruby

Tailored to Ruby’s registration and firm.

  1. Who on your team supports you, and who reviews the recommendations you make?
  2. At a firm this size, will I work with you directly or with a service team?
  3. If you use outside managers, how are they chosen and what do they cost on top of your fee?
  4. Where would my money be held, and will I get statements directly from that firm?
  5. What would I pay in total each year, in dollars, including fund and trading costs?

My notes and scorecard

Sign in to keep private notes, score your first meeting, and track this advisor alongside others.

About Ruby

How do I contact Ruby?

Call Merrill Lynch, Pierce, Fenner & Smith at 800-637-7455 and ask for Ruby Tumusiime. Ruby works from the Boston, MA office.

How long has Ruby been a financial advisor?

Ruby is new to the profession, registered since Oct 2025, and holds 1 license.

What licenses does Ruby hold?

Series 66. Tap any license on this page to see what it allows.

Is Ruby a fiduciary?

Ruby is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.

How is Ruby paid?

Merrill Lynch, Pierce, Fenner & Smith reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Ruby for your total yearly cost in dollars.

Official record as of October 2, 2026.

This profile is for information only and is not financial advice or a recommendation.

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