Ruby Tumusiime
Financial advisor at Merrill Lynch, Pierce, Fenner & Smith
At a glance
Services through Merrill Lynch, Pierce, Fenner & Smith
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Career
- Feb 2026 – nowMerrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent firm
Questions to ask Ruby
Tailored to Ruby’s registration and firm.
- Who on your team supports you, and who reviews the recommendations you make?
- At a firm this size, will I work with you directly or with a service team?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
About Ruby
How do I contact Ruby?
Call Merrill Lynch, Pierce, Fenner & Smith at 800-637-7455 and ask for Ruby Tumusiime. Ruby works from the Boston, MA office.
How long has Ruby been a financial advisor?
Ruby is new to the profession, registered since Oct 2025, and holds 1 license.
What licenses does Ruby hold?
Series 66. Tap any license on this page to see what it allows.
Is Ruby a fiduciary?
Ruby is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Ruby paid?
Merrill Lynch, Pierce, Fenner & Smith reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products. Ask Ruby for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.