Edward Jones
26yrs
Top 12% by experience at Edward Jones
2yrs
Michael Bayer is a fiduciary financial advisor in Palo Cedro, California, with 2 years in the industry. Michael joined Edward Jones in 2025, a firm offering financial planning, investment management, and retirement plan consulting. Edward Jones reports being paid through a percentage of assets and flat fees.
One of 3 advisors with offices in Palo Cedro, and one of 3 fiduciaries.
At a glance
Experience2 years (since 2025)
How that compares ?2 years in the industry
Office9444 Deschutes Rd, Palo Cedro, CA 96073
FirmEdward Jones
How the firm is paid ?Percent of assets, Flat fee, Other
Typical client at the firm ?$246,728
Advisors at the firm24,118
States licensed ?1 state
Services through Edward Jones
Financial planningInvestment management for individuals and small businessesInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- Mar 2025 – nowEdward JonesCurrent firm
Contact Michael
(314) 515-2000Firm headquarters in St. Louis, MO. Ask for Michael. 9444 Deschutes RdPalo Cedro, CA 96073Office · Get directions
Is this you? Claim your free profile to add a direct line, email, photo, and specialties.
Questions to ask Michael
Tailored to Michael’s registration and firm.
- Who on your team supports you, and who reviews the recommendations you make?
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Michael
How do I contact Michael?
Call Edward Jones at (314) 515-2000 and ask for Michael Bayer. Michael works from the Palo Cedro, CA office.
How long has Michael been a financial advisor?
Michael has been in the industry since 2025, about 2 years. 2 years in the industry.
What licenses does Michael hold?
Series 66. Tap any license on this page to see what it allows.
Is Michael a fiduciary?
Michael is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Michael paid?
Edward Jones reports being paid by a percentage of the assets they manage, flat or fixed fees, other fees. Ask Michael for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
Other advisors nearby
Alpha Initiative
20yrs
More experience than 61% of advisors nationwide