Beacon Pointe Advisors
47yrs
Top advisor by experience in Newport Beach
24yrs
Based in Newport Beach, California, Todd Rustman is a financial advisor with 24 years of industry experience. Todd has been with Summit Financial since 2025; before that, Todd spent less than a year at Alpha Cubed Investments and two years at WHJR Associates. Todd’s designations include CFA and CFP®.
At a glance
Experience24 years (since 2002)
How that compares ?More experience than 70% of advisors nationwide
Office5000 Birch Street Suite 100, Newport Beach, CA 92660
FirmSummit Financial
How the firm is paid ?Percent of assets, Flat fee
Typical client at the firm ?$1.32 million
Advisors at the firm218
States licensed ?1 state
Services through Summit Financial
Financial planningInvestment management for individuals and small businessesRetirement plan consultingChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Designations
CFACFP®
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 63Uniform Securities Agent State Law Examination
Career
- Jul 2025 – nowSummit Financial, LLCCurrent firm
- Jul 2016 – Aug 2016Alpha Cubed Investments, LLCPreviously
- Jun 2011 – Mar 2013WHJR AssociatesPreviously
- 2010 – 2025Clarity Capital PartnersPreviously
- 2010 – 2013Osaic Wealth, Inc.Previously
- 2008 – 2010Next Financial Group, Inc.Previously
- Feb 2004 – Apr 2005Associated Securities Corp.Previously
- 2002 – 2005Associated Planners Investment Advisory Inc.Previously
Contact Todd
(973) 285-3600Firm headquarters in Parsippany, NJ. Ask for Todd. 5000 Birch Street Suite 100Newport Beach, CA 92660Office · Get directions Facebook pageSummit Financial
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Questions to ask Todd
Tailored to Todd’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
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About Todd
How do I contact Todd?
Call Summit Financial at (973) 285-3600 and ask for Todd Rustman. Todd works from the Newport Beach, CA office.
How long has Todd been a financial advisor?
Todd has been in the industry since 2002, about 24 years. More experience than 70% of advisors nationwide.
What licenses does Todd hold?
Series 63. Tap any license on this page to see what it allows.
Is Todd a fiduciary?
Todd is registered with an advisory firm. Ask whether they act as a fiduciary for all the advice they give you.
How is Todd paid?
Summit Financial reports being paid by a percentage of the assets they manage, flat or fixed fees. Ask Todd for your total yearly cost in dollars.
Official record as of October 3, 2026.
This profile is for information only and is not financial advice or a recommendation.
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