First Heartland Consultants
39yrs
Top advisor by experience in Bayside
29yrs
Stephen Duhr
Financial advisor at KCD Financial
At a glance
Experience29 years (since 1997)
How that compares ?Top 18% by experience in Wisconsin
OfficeBayside, WI
FirmKCD Financial
How the firm is paid ?Percent of assets, Hourly, Flat fee, Other
States licensed ?1 state
Services through KCD Financial
Financial planningInvestment management for individuals and small businessesChoosing other investment managers
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Uniform Securities Agent State Law Examination
Uniform Investment Adviser Law Examination
Career
- 2020 – nowKCD Financial, Inc.Current firm
- 2008 – 2018Northland Securities, Inc.Previously
- 2004 – 2007First Midamerica Investment CorporationPreviously
- Mar 2003 – Apr 2003Choreo, LLCPreviously
Questions to ask Stephen
Tailored to Stephen’s registration and firm.
- What's your succession plan, and who would work with me if you retire?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Stephen
How do I contact Stephen?
Call KCD Financial at 920-347-3400 and ask for Stephen Duhr. Stephen works from the Bayside, WI office.
How long has Stephen been a financial advisor?
Stephen has been in the industry since 1997, about 29 years. Top 18% by experience in Wisconsin.
What licenses does Stephen hold?
Series 63, Series 65. Tap any license on this page to see what it allows.
Is Stephen a fiduciary?
Stephen is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Stephen paid?
KCD Financial reports being paid by a percentage of the assets they manage, hourly fees, flat or fixed fees, other fees. Ask Stephen for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.
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