Merrill Lynch, Pierce, Fenner & Smith
46yrs
Top advisor by experience in Santa Barbara
11yrs
Nathaniel E Erman
Financial advisor at Morgan Stanley
Nathaniel E Erman is a fiduciary financial advisor in Santa Barbara, California, with 11 years in the industry. After two years at Merrill Lynch, Pierce, Fenner & Smith, Nathaniel joined Morgan Stanley in 2017, a firm offering financial planning, investment management, and retirement plan consulting. Morgan Stanley reports being paid through a percentage of assets, flat fees, and commissions.
One of 431 advisors with offices in Santa Barbara, and one of 373 fiduciaries.
At a glance
Experience11 years (since 2015)
How that compares ?11 years in the industry
Office1332 Anacapa Street 2nd Floor, Santa Barbara, CA 93101
FirmMorgan Stanley
How the firm is paid ?Percent of assets, Flat fee, Commissions, Performance fee, Other
Typical client at the firm ?$670,481
Advisors at the firm23,156
States licensed ?1 state
Services through Morgan Stanley
Financial planningInvestment management for individuals and small businessesManaging mutual fundsInvestment management for businesses and institutionsRetirement plan consultingChoosing other investment managersEducational seminars and workshopsOther services
Specialties, designations like CFP®, and languages spoken appear here when advisors claim their profiles.
Licenses
Exams passed, from the official record. Tap a license to see what it allows.
Series 66Uniform Combined State Law Examination
Career
- 2017 – nowMorgan StanleyCurrent firm
- Jun 2015 – Apr 2017
Questions to ask Nathaniel
Tailored to Nathaniel’s registration and firm.
- At a firm this size, will I work with you directly or with a service team?
- Your firm can charge performance-based fees. Would that apply to me?
- What does a financial plan with you include, and how often is it updated?
- If you use outside managers, how are they chosen and what do they cost on top of your fee?
- Where would my money be held, and will I get statements directly from that firm?
- What would I pay in total each year, in dollars, including fund and trading costs?
My notes and scorecard
Sign in to keep private notes, score your first meeting, and track this advisor alongside others.
About Nathaniel
How do I contact Nathaniel?
Call Morgan Stanley at 914-225-5510 and ask for Nathaniel E Erman. Nathaniel works from the Santa Barbara, CA office.
How long has Nathaniel been a financial advisor?
Nathaniel has been in the industry since 2015, about 11 years. 11 years in the industry.
What licenses does Nathaniel hold?
Series 66. Tap any license on this page to see what it allows.
Is Nathaniel a fiduciary?
Nathaniel is registered as an investment advisor representative, which carries a fiduciary duty when giving investment advice.
How is Nathaniel paid?
Morgan Stanley reports being paid by a percentage of the assets they manage, flat or fixed fees, commissions on some products, a share of investment gains, other fees. Ask Nathaniel for your total yearly cost in dollars.
Official record as of October 2, 2026.
This profile is for information only and is not financial advice or a recommendation.
Other advisors nearby
Morgan Stanley
45yrs
Top 1% by experience in Santa Barbara
Zacks Intelligence
44yrs
Top 1% by experience in Santa Barbara
UBS Financial Services
44yrs
Top 1% by experience in Santa Barbara
LPL Financial
43yrs
Top 1% by experience in Santa Barbara
U.s. Bancorp Advisors
43yrs
Top 1% by experience at U.s. Bancorp Advisors